Category: Finance

How to Find Life Insurance Quotes Online If You Have Diabetes

post thumbnail

Those individuals with a chronic disease have a higher mortality rate and a shorter life expectancy. This is the terrible truth and we cannot hide it. Suffering from a chronic disease, just like diabetes, triggers a series of financial problems. Besides having to pay for monthly medical care and medicine, a series of services become unavailable or hard to get due to a pre-existing medical condition. Among them, life insurance bears an important significance.  The

Posted in Finance, Health and Fitness, Insurance

How to Find Affordable Whole Life Insurance Policies

post thumbnail

Protecting the wealth of your family is a stringent necessity and any responsible family leader should make proper arrangements. Purchasing life insurance seems to be the best idea. In exchange for regular payments, the family will receive a substantial death benefit when the policyholder dies. If you want more money to be saved and reimbursed to your beneficiaries, you should opt for whole life insurance.  It is the best way to obtain a fruitful long

Posted in Finance, Insurance

No Exam Life Insurance and Heart Attacks – How to Qualify

post thumbnail

Surviving a heart attack is truly an amazing feat and you should consider yourself lucky to still be alive. However, this unpleasant event must determine you to visit cardiologists and purchase life insurance. In case that you die, the family will be monetarily compensated for the loss. The good news is that even if you had attack, you can still get life insurance. The bad news is that it is harder to find companies that

Posted in Finance, Health and Fitness, Insurance

How to Claim Life Insurance Proceedings

post thumbnail

Cheap term life insurance policies can sometimes have a big face value. If the insured was healthy when he/she bought coverage, the premiums can be as low as $10. Temporary coverage means however, that the policy will expire. If the insured dies during the policy’s availability, the beneficiaries are entitled to the full death benefit guaranteed by the agency. If you ever find yourself in such a position, it is important to know how to

Posted in Finance, Insurance

Can You Buy Term Life Insurance With Terminal Illness Coverage?

post thumbnail

If you want to buy term life insurance, a terminal illness rider (also known as accelerated death benefit) is always recommended. The biggest disadvantage of having life coverage is that you do not see any of the money you pay for. Although the point of having life coverage is to protect others, sometimes you may be in a situation where some extra money would be really helpful. Such is the case when you develop a

Posted in Finance, Health and Fitness, Insurance

No Medical Exam Life Insurance – When Should You Buy a Policy?

post thumbnail

No medical exam life insurance provides fast coverage and it is accessible to various applicants. You can buy this plan at almost any point in your life, even after you retire. There is more than a single type of plan that does not require medical examinations and some have more or less restrictions. As a rule of thumb, having life coverage is essential when you want to start a family or when you already have

Posted in Finance, Insurance

Which Are The Best Life Insurance Companies?

post thumbnail

When buying life insurance, you need a trustworthy agency. If your family files a claim, the agency will have to provide the death benefit guaranteed by the policy. If you buy term life insurance from an unreliable provider, your surviving family members may have difficulties receiving the insurance proceedings. Here are some of the best life insurance companies that operate in the United States: New York Life New York Life is an insurance company that

Posted in Finance, Insurance

Can No Medical Life Insurance Cover Funeral Costs?

post thumbnail

You should be aware that a funeral has a high cost. If you are a senior person, this topic might be a bit disturbing, but nevertheless, it would be wise to prearrange the burial. You can always talk with a local funeral home and prearrange all the funeral elements, but still, having a life insurance will be better, since it will help differing all the medical expenses and estate taxes associated with the death of

Posted in Finance, Funeral, Insurance

Find Term Life Insurance Without Medical Examinations for Seniors!

post thumbnail

It is normal to worry about your life at any given moment of the day. But after and age, it becomes natural to be concerned about your own death and its impact on your family. After all, you love them and you do not want your death to trigger a series of unfortunate events. Death can come at any moment and if your family if caught unprepared, the consequences, especially the economic ones, will be

Posted in Finance, Insurance, Retirement

Life Insurance No Medical Exam: 3 Advantages!

post thumbnail

Life insurance with no medical exam has become one of the most appreciated forms of life insurance.  Here you can read more about 3 advantages of life insurance no medical exams: 1)     Seniors can qualify for it. Elderly do not have so many options when it comes to life insurance policies. If an individual is over 50 years old, there are little chances he or she will be approved as a client for standard life insurance.

Posted in Finance, Insurance